Multifamily
Fund and refinance apartment buildings with confidence
Term debt, refinances, and acquisition capital tailored to residential income properties across British Columbia.
CMHC insured options available
Multifamily financingCommercial mortgages in British Columbia, built around your needs
Construction financing structured around your draw schedule and milestones.
Surrey Vancouver Burnaby Langley Kelowna Victoria
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Where do you fit?
I own or I am buying a propertyPurchase, refinance, or take equity out of a building you already hold.I am building or developingConstruction, land, and projects that draw down in stages.I am a mortgage brokerRefer or co broker a commercial file and keep your client.
Not sure the deal is financeable? Have a broker read it first.
Request a deal reviewFinancing solutions for every deal
Three ways we fund BC property
Construction
Build with capital that keeps pace with your timeline
Ground up and value add construction financing structured around your draw schedule and milestones.
Draws structured around your schedule
Construction financingBridge and land
Move fast on opportunities with flexible short term capital
Bridge, mezzanine, and land loans designed for speed when a deal window is measured in days.
Close in days, not months
Bridge and land financingSituations
Most people arrive with a problem, not a product
Some of what we hear in the first phone call.
See all financing situations“My bank turned down my commercial mortgage.”
One lender's credit policy is not the market. Here is what usually causes it and what comes next.“My tax return does not show what I really earn.”
On a commercial deal the property's income usually matters more than yours.“My mortgage matures and my lender has gone quiet.”
Commercial mortgages do not renew automatically. Start six months out, not ninety days.“I am tired of paying my landlord's mortgage.”
Owner occupied purchases are often the cleanest commercial files we see.“My equity is in the building and my growth is not.”
Refinancing, second mortgages and what taking equity out actually costs.“Subject removal is in three weeks.”
What can genuinely move that fast, what it costs, and when to ask for an extension instead.Secure Responsible Trusted
Backed by Canada's leading lenders
RBCScotiabankBMOTDCIBCNational BankFirst NationalMCAPEquitable BankPeoples GroupManulifeVancityCoast CapitalFirst West
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How much will your building borrow?
Lenders size commercial loans from the building's income and value, not the asking price. Move the sliders and watch conventional and CMHC insured side by side.
Estimated maximum loan
Conventional
Limited by debt coverage
$3,256,865
1.25 debt coverage, 5.50%, 25 year amortization, 75% loan to value
CMHC insured
Limited by loan to value
$5,100,000
1.10 debt coverage, 4.50%, 50 year amortization, 85% loan to value
An estimate only, not an approval or a quote.
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Answers before you apply
Commercial financing across British Columbia
What we finance
As a commercial mortgage broker licensed in British Columbia, we place financing on the full range of commercial property: apartment buildings and purpose built rental, ground up construction, industrial and warehouse space, retail plazas and main street mixed use, hotels and motels, self storage, gas stations, raw land and serviced lots. Some files are conventional bank deals, some are CMHC insured multifamily, and some need private capital for a short window while a longer term solution comes together. If you are still working out how any of this fits together, commercial mortgages in British Columbia, explained is the full plain language overview.
Commercial mortgages explainedWhere we lend
The brokerage works the whole province. Metro Vancouver and Surrey are the busiest, but the same lenders fund through the Fraser Valley, into the Interior and across Vancouver Island. Deals generally start around one million and run well past that, with structure mattering more than size on every one of them. You can see the cities we cover and how each market prices.
See the cities we coverHow people find us
People arrive here three ways. Some know the property type and want a lender who funds it. Some search by city and want someone who knows that market. Most arrive with a problem instead of a product: a bank that said no, a maturity coming up, income that does not show on a tax return. That is what the situations pages are for, and the FAQ answers the questions that come up first.
Browse financing situationsContact
Let's fund your next deal
Tell us about your project. A senior broker will reach out within one business day with next steps.