Tools

Commercial mortgage calculators

Four free tools built the way underwriters actually work, for British Columbia commercial and multifamily property. Every one runs live in the browser with no sign up and no data stored. Illustrative math, real method.

Which one do you need?

If you are buying or refinancing an income property and want to know how much it will borrow, start with the commercial mortgage calculator. If you are testing a price against the income, the cap rate calculator works in all three directions.

If you are building, the construction loan calculator turns a budget into a loan, an equity requirement and a carrying cost. If the finished building is rental, the MLI Select points estimator shows what the insured takeout could look like.

None of these are quotes. They apply the same arithmetic a lender uses, but a real approval depends on the underwritten income, the asset, the sponsor and the market. When you want the real number, send us the file.

Want the real number?

Send the property, the income and the timeline. A senior broker will tell you what is realistic, usually the same day.